You’ll need to make a deposit to use the card - in other words, Chime locks up some of your money for as long as you have the card open to make sure you pay them back. However, as a secured card, there are plenty of things users need to watch out for. The Chime Credit Builder doesn’t charge fees or interest and Chime doesn't run a credit check when you apply. That’s right - it’s a secured credit card, not a normal credit card or a credit building debit card like Fizz. This new Chime credit card is officially called the Chime Credit Builder Secured Visa Credit Card. Now they offer a credit building card designed for anyone looking to start building or repairing their credit score. Chime offers a variety of products, from checking and savings accounts to money transfers.
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